Dsp Savings Fund Overview
Category Money Market Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹50.89(R) +0.02% ₹52.39(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.31% 6.21% 5.57% 6.13% 6.25%
LumpSum (D) 7.57% 6.46% 5.81% 6.38% 6.5%
SIP (R) -9.2% 5.15% 5.46% 4.88% 5.21%
SIP (D) -9.0% 5.41% 5.71% 5.13% 5.46%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.05 -0.3 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.67% 0.0% -0.34% - 0.58%
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Nippon India Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Axis Money Market Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Savings Fund - Regular Plan - IDCW - Daily 10.1
0.0000
0.0000%
DSP Savings Fund - Direct Plan - IDCW - Daily 10.15
0.0000
0.0000%
DSP Savings Fund - Regular Plan - IDCW - Monthly 10.96
0.0000
0.0200%
DSP Savings Fund - Direct Plan - IDCW - Monthly 10.99
0.0000
0.0200%
DSP Savings Fund - Regular Plan - IDCW 12.4
0.0000
0.0200%
DSP Savings Fund - Direct Plan - IDCW 12.44
0.0000
0.0200%
DSP Savings Fund - Regular Plan - Growth 50.89
0.0100
0.0200%
DSP Savings Fund - Direct Plan - Growth 52.39
0.0100
0.0200%

Review Date: 17-01-2025

Dsp Savings Fund has shown poor performance in the Money Market Fund category. The fund has rank of 11 out of 18 funds in the category. The fund has delivered return of 7.31% in 1 year, 6.21% in 3 years, 5.57% in 5 years and 6.25% in 10 years. The category average for the same periods is 7.29%, 6.3%, 5.63% and 12.17% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.67. The category average for the same parameter is 0.51 The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Savings Fund direct growth option would have grown to ₹10757.0 in 1 year, ₹12067.0 in 3 years and ₹13266.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Savings Fund direct growth option would have grown to ₹11406.0 in 1 year, ₹39093.0 in 3 years and ₹69331.0 in 5 years as of today (17-01-2025).
  3. Sharpe ratio of the fund is -1.05 which shows good performance of fund in the money market fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54
0.56
0.47 | 0.60 16 | 22 Average
3M Return % 1.66
1.68
1.40 | 1.77 17 | 22 Average
6M Return % 3.44
3.46
2.79 | 3.64 15 | 22 Average
1Y Return % 7.31
7.29
5.99 | 7.70 14 | 22 Average
3Y Return % 6.21
6.30
5.39 | 6.73 12 | 18 Average
5Y Return % 5.57
5.63
4.77 | 6.10 9 | 15 Average
7Y Return % 6.13
6.15
5.24 | 6.63 8 | 12 Average
10Y Return % 6.25
12.17
5.75 | 69.18 8 | 11 Average
15Y Return % 6.66
22.72
6.66 | 45.97 11 | 11 Poor
1Y SIP Return % -9.20
-9.20
-10.30 | -8.89 14 | 22 Average
3Y SIP Return % 5.15
5.15
4.33 | 5.52 10 | 18 Good
5Y SIP Return % 5.46
5.52
4.63 | 5.89 10 | 15 Average
7Y SIP Return % 4.88
5.16
4.03 | 5.76 8 | 12 Average
10Y SIP Return % 5.21
9.55
4.46 | 49.31 9 | 11 Average
15Y SIP Return % 6.00
22.35
5.79 | 52.40 10 | 11 Poor
Standard Deviation 0.67
0.51
0.41 | 0.67 18 | 18 Poor
Semi Deviation 0.58
0.42
0.33 | 0.58 18 | 18 Poor
Max Drawdown % -0.34
-0.05
-0.40 | 0.00 17 | 18 Poor
Average Drawdown % -0.34
-0.05
-0.40 | 0.00 17 | 18 Poor
Sharpe Ratio -1.05
-1.18
-2.86 | -0.45 9 | 18 Good
Sterling Ratio 0.59
0.62
0.51 | 0.67 14 | 18 Average
Sortino Ratio -0.30
-0.33
-0.65 | -0.15 9 | 18 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.56 0.58 0.50 | 0.62 20 | 22
3M Return % 1.72 1.76 1.51 | 1.82 20 | 22
6M Return % 3.56 3.63 3.01 | 3.76 21 | 22
1Y Return % 7.57 7.63 6.45 | 7.94 15 | 22
3Y Return % 6.46 6.66 6.38 | 6.93 14 | 18
5Y Return % 5.81 5.96 5.30 | 6.28 13 | 15
7Y Return % 6.38 6.51 5.63 | 7.19 9 | 12
10Y Return % 6.50 12.51 6.20 | 69.48 10 | 11
1Y SIP Return % -9.00 -8.92 -9.92 | -8.71 20 | 22
3Y SIP Return % 5.41 5.50 5.24 | 5.76 13 | 18
5Y SIP Return % 5.71 5.85 5.48 | 6.12 11 | 15
7Y SIP Return % 5.13 5.52 5.07 | 5.89 11 | 12
10Y SIP Return % 5.46 9.90 5.46 | 49.63 11 | 11
Standard Deviation 0.67 0.51 0.41 | 0.67 18 | 18
Semi Deviation 0.58 0.42 0.33 | 0.58 18 | 18
Max Drawdown % -0.34 -0.05 -0.40 | 0.00 17 | 18
Average Drawdown % -0.34 -0.05 -0.40 | 0.00 17 | 18
Sharpe Ratio -1.05 -1.18 -2.86 | -0.45 9 | 18
Sterling Ratio 0.59 0.62 0.51 | 0.67 14 | 18
Sortino Ratio -0.30 -0.33 -0.65 | -0.15 9 | 18
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.14 ₹ 10,014.00 0.14 ₹ 10,014.00
1M 0.54 ₹ 10,054.00 0.56 ₹ 10,056.00
3M 1.66 ₹ 10,166.00 1.72 ₹ 10,172.00
6M 3.44 ₹ 10,344.00 3.56 ₹ 10,356.00
1Y 7.31 ₹ 10,731.00 7.57 ₹ 10,757.00
3Y 6.21 ₹ 11,980.00 6.46 ₹ 12,067.00
5Y 5.57 ₹ 13,113.00 5.81 ₹ 13,266.00
7Y 6.13 ₹ 15,164.00 6.38 ₹ 15,417.00
10Y 6.25 ₹ 18,333.00 6.50 ₹ 18,779.00
15Y 6.66 ₹ 26,304.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.20 ₹ 11,392.39 -9.00 ₹ 11,406.17
3Y ₹ 36000 5.15 ₹ 38,942.60 5.41 ₹ 39,092.65
5Y ₹ 60000 5.46 ₹ 68,892.30 5.71 ₹ 69,330.96
7Y ₹ 84000 4.88 ₹ 99,921.02 5.13 ₹ 100,801.18
10Y ₹ 120000 5.21 ₹ 156,714.24 5.46 ₹ 158,779.68
15Y ₹ 180000 6.00 ₹ 288,359.10 ₹


Date Dsp Savings Fund NAV Regular Growth Dsp Savings Fund NAV Direct Growth
17-01-2025 50.8871 52.3862
16-01-2025 50.8759 52.3743
15-01-2025 50.8614 52.359
14-01-2025 50.8462 52.343
13-01-2025 50.8391 52.3354
10-01-2025 50.8167 52.3112
09-01-2025 50.8013 52.295
08-01-2025 50.8019 52.2954
07-01-2025 50.8012 52.2943
06-01-2025 50.7965 52.289
03-01-2025 50.7714 52.2622
02-01-2025 50.7657 52.256
01-01-2025 50.7527 52.2423
31-12-2024 50.7406 52.2295
30-12-2024 50.7079 52.1955
27-12-2024 50.6818 52.1675
26-12-2024 50.6685 52.1534
24-12-2024 50.6522 52.1361
23-12-2024 50.6465 52.1299
20-12-2024 50.6292 52.1111
19-12-2024 50.6205 52.1019
18-12-2024 50.6181 52.099
17-12-2024 50.6116 52.092

Fund Launch Date: 20/Sep/1999
Fund Category: Money Market Fund
Investment Objective: The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.
Fund Description: An open ended debt scheme investing in money market instruments
Fund Benchmark: CRISIL Liquid Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.